Terms of Service

“Customer Content” means all material you submit to the Service, including business plans, financial models, mind maps, wireframes, documents, images and derivatives of them.

“Vault” means a private workspace created by you within the Service. “Collaborator” means a person you invite to a Vault. “NDA” means the mutual non-disclosure agreement executed through the Service before a Collaborator is granted access.

“Subscription” means a paid membership plan and its recurring billing term. “Order” means your selection of a plan at the prices displayed at checkout.

You must be at least 18 years old and legally capable of entering into a contract. If you accept these Terms on behalf of an organisation, you represent that you are authorised to bind that organisation, and “you” refers to both you and the organisation.

You must provide accurate registration information, keep credentials confidential, and notify The Idea Vault at support@theideavault.online promptly upon discovering unauthorised access. You are responsible for all activity occurring under your account, including the acts and omissions of Collaborators you invite.

Subject to your compliance with these Terms and payment of applicable fees, The Idea Vault grants you a limited, non-exclusive, non-transferable, revocable licence to access and use the Service for your internal business purposes during the term of your Subscription.

The Idea Vault reserves all rights not expressly granted. You may not sublicense, resell, frame, scrape, or provide access to the Service to any third party other than through the invitation features provided.

As between the parties, you retain all right, title and interest, including all intellectual property rights, in and to your Customer Content. No provision of these Terms transfers ownership of Customer Content to The Idea Vault.

You grant The Idea Vault a limited, worldwide, royalty-free licence to host, store, transmit, back up, display and reproduce Customer Content solely to the extent necessary to operate, secure and support the Service for you and the Collaborators you authorise. This licence terminates when the Customer Content is deleted, subject to routine backup cycles.

The Idea Vault does not use Customer Content to train machine-learning models, does not sell Customer Content, and does not disclose it except as directed by you or as required by law.

The Service allows you to invite Collaborators by email or SMS. Access to Vault contents is withheld until the invited person completes identification and executes the NDA presented by the Service.

The Idea Vault records the signer's stated name, typed or drawn signature, contact identifier, IP address, user-agent string and UTC timestamp, and retains that record as evidence of execution for 7 years.

Each NDA is a contract between you and the Collaborator. The Idea Vault is not a party to it, does not provide legal advice, does not verify the identity of Collaborators beyond the information they submit, and has no obligation to enforce or defend it.

You will not: (a) upload content you lack the right to share; (b) use the Service to infringe intellectual property or violate law; (c) attempt to access Vaults or data you are not authorised to access; (d) probe, scan, overload or interfere with the Service or its infrastructure; (e) reverse engineer or extract source code except where such restriction is prohibited by law; or (f) use the Service to transmit malware or unlawful, harassing or deceptive material.

The Idea Vault may suspend or limit access without notice where necessary to protect the Service, other customers, or to comply with law, and will restore access promptly once the cause is resolved.

Paid plans are billed in advance on a monthly or annual basis and renew automatically at the then-current price until cancelled. Prices are stated in U.S. dollars and are exclusive of taxes unless stated otherwise; you are responsible for applicable sales, use or similar taxes.

Plan changes take effect immediately and are prorated: the unused portion of the current period is credited against the new plan and any balance is charged or credited at the time of change.

You may cancel at any time. Cancellation stops future renewals; access continues until the end of the period already paid for. Except where required by law, fees already paid are non-refundable and partial periods are not refunded.

If a payment fails, The Idea Vault may retry the charge and may suspend paid features until the balance is settled. Payment processing is performed by Stripe under its own terms.

The Service includes an artificial-intelligence assistant informed by general business, corporate, and legal reference material. Its output is informational only, may be inaccurate or incomplete, and does not constitute legal, tax, accounting, financial or investment advice.

No attorney-client, fiduciary or advisory relationship is created by use of the Service. You must have a qualified professional licensed in your jurisdiction review any matter of consequence before acting.

The Idea Vault applies commercially reasonable administrative, technical and organisational safeguards, including encryption in transit, row-level access controls and least-privilege access by personnel. No service can be guaranteed absolutely secure.

The Service is provided “as is” and “as available” without an uptime commitment unless separately agreed in writing. You are responsible for maintaining your own copies of Customer Content you cannot afford to lose.

To the maximum extent permitted by applicable law, The Idea Vault disclaims all warranties, express, implied or statutory, including the implied warranties of merchantability, fitness for a particular purpose, title and non-infringement, and any warranty that the Service will be uninterrupted, error-free or that it will prevent misappropriation of an idea by a Collaborator or any other person.

To the maximum extent permitted by applicable law, neither party is liable for indirect, incidental, special, consequential, exemplary or punitive damages, or for lost profits, lost revenue, lost business opportunity, lost goodwill or loss of data, even if advised of the possibility.

The Idea Vault's aggregate liability arising out of or relating to the Service or these Terms will not exceed the greater of (a) the total fees you paid to The Idea Vault in the twelve (12) months preceding the event giving rise to the claim, or (b) one hundred U.S. dollars (US$100).

Nothing in these Terms limits liability that cannot be limited under applicable law, including liability for fraud, wilful misconduct, or, where applicable, gross negligence or death or personal injury.

You will defend, indemnify and hold harmless The Idea Vault and its officers, directors, employees and agents from and against third-party claims, damages, liabilities, costs and reasonable attorneys' fees arising out of your Customer Content, your use of the Service in breach of these Terms, or a dispute between you and a Collaborator.

These Terms apply for as long as you use the Service. You may close your account at any time from within the Service. The Idea Vault may terminate for material breach that remains uncured ten (10) days after notice, or immediately where required by law.

Upon termination, access ceases and Customer Content is deleted within 30 days, except (a) records The Idea Vault must retain for legal, tax or accounting purposes, (b) NDA execution evidence, and (c) copies persisting in routine backups until the backup cycle expires.

Sections addressing ownership, fees accrued, disclaimers, limitation of liability, indemnification, dispute resolution and general provisions survive termination.

These Terms are governed by the laws of the State of Florida, United States, excluding its conflict-of-law rules and the United Nations Convention on Contracts for the International Sale of Goods.

Where you reside in a jurisdiction whose consumer-protection law grants you rights that cannot be waived by contract, those mandatory rights apply to you notwithstanding the preceding paragraph, and nothing in these Terms limits them.

Informal resolution first: before commencing a proceeding, the complaining party will send written notice of the dispute to support@theideavault.online and the parties will attempt in good faith to resolve it within thirty (30) days.

Binding arbitration: any dispute not resolved informally will be finally settled by binding individual arbitration administered by the American Arbitration Association (AAA) under the AAA Consumer Arbitration Rules, seated in Florida, or remotely at the consumer's election. Judgment on the award may be entered in any court of competent jurisdiction.

Class-action waiver: disputes will be arbitrated only on an individual basis. Neither party may bring a claim as a plaintiff or class member in a class, collective, consolidated or representative proceeding, and the arbitrator may not consolidate claims or award relief to anyone other than the parties. If this waiver is held unenforceable as to a particular claim, that claim proceeds in court under the venue clause below and the remainder stays in arbitration.

Exceptions: either party may bring an individual action in small-claims court, and either party may seek temporary or permanent injunctive relief for actual or threatened infringement or misappropriation of intellectual property or confidential information in the state and federal courts located in Florida, to whose jurisdiction the parties consent for that purpose.

The Idea Vault may modify these Terms. For material changes, notice will be given in the Service or by email at least fourteen (14) days before the change takes effect. Continued use after the effective date constitutes acceptance; if you do not accept, you may cancel before it takes effect.

These Terms, together with the Privacy Policy and any Order, are the entire agreement between the parties on this subject and supersede prior discussions. If any provision is held unenforceable, it will be modified to the minimum extent necessary and the remainder stays in force.

No failure to enforce a provision is a waiver of it. You may not assign these Terms without The Idea Vault's written consent; The Idea Vault may assign them in connection with a merger, acquisition or sale of assets. There are no third-party beneficiaries.

Notices to The Idea Vault must be sent to support@theideavault.online; notices to you may be sent to the email on your account or posted in the Service. Neither party is liable for delay caused by events beyond its reasonable control.

The Idea Vault — support@theideavault.online — https://theideavault.online. Version 1.0, effective September 20, 2026.